How And Why Do People Fall In Financial Scams?
- SATHISH DIGITAL
- Aug 18
- 5 min read
Weekly Wealth Report
Issue 206, Weekly Wealth Newsletter: 18th August 2025 – 25th August 2025
(Weekly Wealth Newsletter and a Private Circulation from Creating Wealth Company)
Mr. Sathish Kumar
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Founder – Creating Wealth Company
Crorepathi Creator | Financial Consultant | Author | Speaker | Columnist | Youtuber
Phone – 9841058689 Mail – creatingwealthadvisory@gmail.com Web – www.sathishspeaks.com
How And Why Do People Fall For Financial Scams?
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I remember my club member at gathering a few months ago. He’s a smart fella and a business man. That evening, over tea and snacks, he started telling me about a “safe” high-return scheme that a friend of his had introduced him to. The way he described it, it sounded like the kind of thing you’d regret not jumping into. It had guaranteed returns, zero risk, and was run by “trusted” people. His eyes lit up as he spoke.
I kept quiet. I knew my advice might not land well. Also, because I could sense his mind was already made up. He was not asking for an advice, it was like an information he shared.
Last month, the scheme collapsed. His money was gone, and with it, some of his trust in people.
That wasn’t the first time I’d seen it happen. Over the years, I’ve watched many people in my extended family and social circle say yes far too quickly to all sorts of financial offers. A relative investing in an overpriced property because “everyone else in the colony is buying there.” A friend rushing into a stock tip from his gym buddy. An uncle switching his insurance policy because an agent (his brother-in-law’s friend) promised “better returns.” Each time, the story began with excitement and ended with regret.
Most advice you hear, whether it’s from a neighbour, a business news anchor, or a financial influencer, is not tailored to you. It’s generic at best and self-serving at worst.
So, when the next “hot investment idea” comes your way, pause. Run it through your filter. And if your gut says it’s not for you, don’t feel guilty to say,
In the end, it will really serve you well to remember that your long-term financial success won’t just be shaped by the short cut methods you make and it is best to avoid.
A good financial advisor isn’t just about growing wealth — they’re your shield against fraud. They spot red flags, verify investments, and keep emotions in check so your money stays safe.
"Connect with us @ 78100 79946 to fulfil your financial needs and achieve your goals with trust and confidence.”
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Weekly Market Pulse
Sensex ended slightly above the psychological 80,000 mark, up 0.4% this week. Notably, the Sensex broke a six-week consecutive fall and delivered positive returns.
Nifty 50: Closed at 24,080, up 0.5% — IT and FMCG were key drivers.
India’s retail inflation eased to an over 8-year low of 1.55% in July from 2.1% in June.
S&P raises India’s rating to BBB from BBB- with stable outlook. This reflects India's strong economic growth and better monetary policy.
Chief Economic Advisor V Anantha Nageswaran said that the momentum of the Indian economy has not slowed down after the United States imposed 50% tariff on India.
Sector Snapshot
---> Winners: - IT — Gains as US tech earnings beat expectations. - FMCG — Strong rural demand after monsoon revival. ---> Laggards: - Pharma — Weak Q1 numbers from key players. - Metals — Correction after a strong July rally.
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This Week Media Publications
This Week at Nanayam Vikatan.
“Why do you need a Good Financial Advisor and how to identify a Financial Advisor?”
Quote for the Week!
COMFORT VS. WISDOM: THE CHOICE REVEALS MORE THAN YOU THINK
I often take Anna Nagar East Metro, it is very much accessible to where I stay and I always take the stairs instead of the escalator in the Metro Station.
But more than 90% of the passengers chose escalators over stairs despite knowing that taking the stairs burns calories and is healthier. It’s not about awareness. It’s about convenience.
Isn’t this exactly how we behave with money too? Whether it’s a commuter or an investor, comfort often overrides what’s wise. we know discipline, patience, and effort pay off but we still go for shortcuts, trends, or ease.
Something to ponder next time you choose between escalators… and stairs.
My Book Publications
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Disclaimer
Mutual Funds and Stock Market Investments are subject to market risks, pls read all scheme-related documents carefully. The past performance of the mutual fund is not necessarily indicative of future performances. Mutual fund does not guarantee any returns or dividends.
This report is for informational purposes only and contains information, opinions, and material obtained from reliable sources every effort has been made to avoid errors and omissions and is not to be construed as advice or an offer to act on views expressed therein or an offer to buy and/or sell any securities or related financial instruments, we shall not be responsible and/or liable to anyone for any direct or consequential use of the contents thereof. Reproduction of the contents of this report in any form or by any means is prohibited.
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